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Case Study
“How a financial services firm replaced Concur without switching its card programme”
(customer since 2007)
With ExpenseOnDemand, we’ve streamlined our expense management process and improved compliance across the board. The automated workflows and real-time insights have made a significant difference in how we manage expenses, ensuring efficiency and accuracy. The platform’s flexibility has been a great asset to us.
- Finance Director, Winter flood Securities

🧩The Challenge
Expense on Demand app makes it easy to keep receipts stored, expenses logged, and financial reports up-to-date.
Delays in reimbursements
Frustrated employees
Heightened compliance risk
Difficulty managing multi-team expenses under tight regulatory standards
💡The Solution
Winterflood implemented ExpenseOnDemand, integrating the platform into their financial ecosystem. Key capabilities included:
Mobile and desktop receipt capture
Automated approval workflows
Real-time policy enforcement
Live dashboards for finance oversight
Full integration with internal financial systems

📈The Results
70% Reduction in Processing Time
Expense approvals dropped from 7–10 days to just 2–3 days post-implementation.
40% Increase in Policy Compliance
Automation cut non-compliant claims from 18% to 7%, and now flags 3 duplicate claims monthly—missed earlier in manual checks
Estimated £45,000 Annual Cost Saving
Saved time, fewer errors, and avoided non-compliant payouts enabled finance to focus on strategic tasks over manual work.
Improved Financial Visibility
Real-time dashboards gave instant access to team and departmental spend
Expense management built
for this generation
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